PRODUCTS & SERVICES

Product & Services
FOR HOME RENOVATION / IMPROVEMENT / EXTENSION

OVERVIEW

With the changing world our family needs are under constant change and hence we give you a facility to finance your additional needs, to make your home better to suit your changing requirements. Your renovation / extension could be new room / bedroom, bathroom, terrace or additional floor (within the permissible building or extension plan), additional amenities, repair work of your existing home etc.

FEATURES & BENEFITS


  • Attractive interest rate to make your dream home affordable
  • Expert legal and technical advise to assist you in making the right decision
  • Dedicated VHFL Sales team to assist you through the entire process from application to disbursement.

ELIGIBILITY & TENURE

Any resident Indian (salaried, self employed professional or self employed non-professional) and any Non-Resident Indian (Salaried) can apply to VHFL for availing home loan.

For Salaried and Self Employed Professionals loan tenure will be maximum of 20 years or retirement age whichever is lower.

For Self Employed Non Professionals loan tenure will be maximum of 20 years or Maximum 65 years of age (whose income is considered).

REPAYMENTS


The repayment of loan shall be done in equated monthly installments based on the loan amount, tenure and rate of interest. The payment shall be accepted through post-dated cheques or ECS.