PRODUCTS & SERVICES

Product & Services
FOR BALANCE TRANSFER

OVERVIEW

This facility enables you to transfer your existing home loan from other financial institutions to VHFL for better and personalized services and interest savings. You can also avail for a top-up i.e. additional loan over and above your existing loan.

FEATURES & BENEFITS


  • Attractive interest rate to make your dream home affordable
  • Expert legal and technical advise to assist you in making the right decision
  • Dedicated VHFL Sales team to assist you through the entire process from application to disbursement.

ELIGIBILITY & TENURE

Any resident Indian (salaried, self employed professional or self employed non-professional) and any Non-Resident Indian (Salaried) can apply to VHFL for availing home loan.

For Salaried and Self Employed Professionals loan tenure will be maximum of 20 years or retirement age whichever is lower.

For Self Employed Non Professionals loan tenure will be maximum of 20 years or Maximum 65 years of age (whose income is considered).

REPAYMENTS


The repayment of loan shall be done in equated monthly installments based on the loan amount, tenure and rate of interest. The payment shall be accepted through post-dated cheques or ECS.